Why should you purchase Commercial Hired and non owed auto insurance on a business owners policy Written by Charles Katz Insurance Services on Jan 6, 2023
Author: Aaron Katz CLCS
Commercial Hired and Non-Owned Auto insurance (HNOA) is a type of coverage that can be added to a business owners policy (BOP). It provides liability protection for your business if an employee, or someone else acting on behalf of your business, causes an accident while driving a vehicle that is not owned by the business.
There are a few reasons why you may want to purchase HNOA coverage as part of your BOP: